Introduction on How to Save Effectively
About The Author
Oops! Overdrawn! Susan felt her blood run cold. Clearing her calculator she ran the numbers again…and again…and again. The total didn’t change. She stood up from the kitchen table and began pacing the floor. Okay, there has to be a way to figure this out she told herself as she became more distraught by the minute. How could this happen, she asked herself while grasping at any straws she could summon. If only…why did she splurge and buy that fancy new pair of shoes she thought. Because you thought you had the money she responded to her inner voice. Yeah but…..? No ”yeah buts.” You really blew it big this time.
She finally took a deep breath and cracked open her nearly empty savings account crossing her fingers she had enough left in there to bail out the current catastrophe. Whew, barely enough. She transferred practically the entire balance into checking and entered the transaction to pay the rent. Crisis diverted! Does this situation sound vaguely familiar? There probably isn’t a soul out there who hasn’t had a similar type of incident. It was just a simple math error in her checking account.
Susan was just plain lucky she had barely enough left in a neglected savings account. What’s that saying? Oh yeah, most of us are just one paycheck away from disaster. What if she hadn’t had that small cushion? Would she be scrambling trying to find someone in her peer group to lend it to her? Or maybe she would have to call her parents….again….to bail her out.
She really wouldn’t have spent money frivolously on something she didn’t need but she really thought she had the money there. If there’s a silver lining in her situation it’s that she didn’t have that automatic overdraft “thing” then she’d have all those charges on top of not being able to cover all the outstanding debit charges for each one it paid for. Susan isn’t so different from most of us in today’s world. What’s that saying, “Most people are just one paycheck away from disaster?” It’s true, isn’t it?
That sinking feeling in the bottom of your stomach comes all too often these days. Is it really a sign of the times? Is there any solution to it other than robbing a bank or receiving an inheritance from a long-lost relative? Actually, there is help available. And no, we aren’t talking about a short term, high rate auto loan until next payday. Talk about a bad scene, that’s one practice that can really sneak up on you and bite you in the posterior!
So what is it and how do I get started?
Chances are that you probably do receive a pretty decent paycheck. It just doesn’t seem to stretch very far between paydays. The real way to change your situation and prevent these mind-numbing incidents is simple. You need to spend and save wisely. You’re probably thinking, “yeah right” been there and done that. But have you really? Probably not. Look, it’s time to get serious about your future. The problem isn’t going to go away until you make it so! And, here is how you are going to do it. You need the “Introduction on How to Save Effectively.”
It’s a guide written specifically for folks who find they are having too much month left over after the money is gone. This guide will provide you easy to read and understand solutions on how you can begin to save effectively from your day-to-day expenditure. We can promise that most of these methods will be small and relatively painless and easy to fit into your schedule. None of them warrant large changes, rather there will be twenty small changes which shall hopefully start reducing your expenditure and making some way into an effective amount of saving each month.
We will look at four main themes:
- Part I: Drawing up a financial picture
- Part 2: Small things making a difference
- Part 3: Saving through planning
- Part 4: Doing your planning
In the guide you will. . .
- Learn about painting a financial picture
- Find out how small things make a big difference
- Discover how to save through planning
- How to do your homework
- Using tools to invest in you
- And much, much more.
None of this is rocket science but it IS about taking responsibility for rectifying your financial ineptitude and making huge changes in your life and your ability to move on. Imagine how easy it would be to solve a problem like Susan’s easy. And at just $9.97 it’s a small price to check it out!
Do you need more information?
if you enjoyed this book preview then you might want to read the whole book! Get a copy today and add this eBook in your cart…..